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● Always prefer the banks recognized by the
Reserve Bank of India |
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● Never introduce an unknown person for the
purpose of opening an account in your Bank |
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● Never encash cheques / drafts of an
unknown person through your account |
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● Do not keep your account inoperative for a
long time |
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● Never disclose your bank account number,
user name and password to anyone. |
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● To avoid theft in postal transit or
courier services and subsequent cheating,
keep a track on the cheques / drafts / pay
orders sent through post and courier
services |
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● As far as possible, bank transactions
should be handled personally |
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● Take care of your cheque books. Do not
keep signed cheques in the drawer or any
place where outsiders have an easy access |
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● All bank transactions should be counter
checked to ensure that deposited cheques
have been realized |
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● Monthly statements of your bank account
should be invariably checked |
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● At the time of withdrawal of cash, the
account holder must physically check the
cash. Never hand over the cash to a third
person for counting |
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Carrying Cash
Safely
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Many crimes occur when you carry cash and
valuables from your home, shop, bank in
public/private transport. Numerous gangs
perfected the art of stealing this money from
you in your weakest moments. They play upon our
petty greed and mild tension takes us over when
we hold such amounts of cash. Following are the
ways how these offenders operate
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● Diverting your attention |
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● Giving you false sense of security by
posing as policemen |
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● Pick Pocketing in busy buses |
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● Loot you at knife/gun point |
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Diverting
Attention Inside the Banks
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● Divert the attention by asking you to
fill the form. |
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● Divert the attention by throwing small
currency on the floor and ask you
whether those notes belong to you. |
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● Diverting the attention of employee
works at cash counter by asking some
queries repeatedly |
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● Diverting attention by asking the
staff about the other banks and their
branches. |
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Diverting the attention of employee
safeguarding the cash by telling him
that he is being called by the manager. |
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● Some will approach you with a story
that their relatives are in hospital and
they are likely to get money from their
village and ask for your account details
to credit their money. |
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Safety Inside the
Banks
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● Don’t believe strangers. |
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● Don’t divert your attention for the
small currency especially when you are
in bank and making huge transactions. |
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● Make you to fall prey for small
currency they take away big cash from
you. |
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● On Friday, Saturday & Monday between
10 am to 1.00 pm heavy transactions take
place in banks, so one must be on high
alert in those days and timings. |
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● Cash counter staff should lock the
doors from inside or use electronic
security check door. |
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● Keep a watch on those customers who
are standing idle and watching others. |
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● All the banks should install the CCTV
cameras and employ staff to monitor it. |
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● Cash to be delivered to the customers
inside the counter those who withdraw
huge cash. |
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Diverting
Attention Outside the Banks
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● Throw small currency on the road |
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● Alert the customers by making signs
that their vehicle tyres are deflated. |
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● Enquiring about the addresses of some
banks or other information. |
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● Spill some sticky material with
offensive odour on customers, divert
their attention and steal the cash bag. |
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● Some youth posing like policemen try
to ‘help’ you by keeping your cash and
valuables safely with them as there is a
murder nearby. When you go home later
and open the bag to find your valuables
missing. |
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● Some follow you till your home and
when you stop midway to have tea or
shopping, open your dickey to steal your
money. |
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Safety Outside
the Banks
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● After keeping the cash bag inside the
car or any other vehicle, you shouldn’t
listen to the words of any stranger. |
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● Think before you decide to pick the
small currency on the road, the stranger
could have picked it up for you. |
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● Don’t alight from your vehicle
immediately after you are told about the
problem in the tyres of car. |
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● If your attention is drawn by a
stranger, you should come out from car
along with cash bag. |
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● Whenever you withdraw huge amount from
bank better take somebody with you. |
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Safety
While Transporting Huge Cash in Vehicle |
| ● Thieves
always observe the cash
transport vehicles follow them.
Whenever the employee enters
into the bank, the thieves
approach the vehicle and divert
the attention of driver by
putting small currency on the
road and divert the attention of
security guard by asking some
addresses and steal the cash. |
| ● One mustn’t
go for small currency |
| ● Security
guard must be very vigilant and
don’t give any scope for
negligence. |
| ● Whenever
the employee enters into the
bank from vehicle he should lock
the vehicle doors from outside. |
| Some attack
with crude weapons or toy guns
and loot the cash. |
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